Effective Date: [Insert Date]
Information We Collect
● Personal Identifiers: Name, address, phone number, email, date of birth, and Social Security number.
● Financial Information: Bank account details, employment information, income, and loan history.
● Device and Usage Information: IP address, browser type, and interactions with our website.
● Third-Party Information: Credit bureaus, financial institutions, and verification services may provide additional data.
How We Use Your Information
● Process loan applications and manage accounts.
● Verify identity and assess creditworthiness.
● Prevent fraud and ensure compliance with laws.
● Provide customer service and improve our services.
● Communicate offers, updates, and marketing materials (with opt-out options).
How We Share Your Information
● Affiliated Companies: For business operations and service improvement.
● Service Providers: Payment processors, verification agencies, and fraud prevention partners.
● Legal Authorities: If required by law, such as court orders or regulatory requests.
● Marketing Partners: With consent, for special offers and promotions.
How We Protect Your Information
● Encryption and secure data storage.
● Limited access to authorized personnel.
● Ongoing monitoring for unauthorized access.
Your Choices and Rights
● Opt-Out: You may opt out of marketing communications.
● Access & Correction: You can request access to and correction of your personal information.
● Data Deletion: Subject to legal requirements, you may request account closure and data deletion.
Cookies and Tracking
We use cookies and tracking technologies to enhance your experience. You can adjust browser settings to limit tracking.
Changes to This Policy
Contact Us
For questions about this policy or your personal information, contact us at: Beehive Loans
Royal Ln. Mesa, New Jersey 45463
+1 123 4356-3214
[email protected]