Beehive Loans Privacy Policy
Effective Date: May 18, 2026
At Beehive Loans (“Beehive,” “we,” “us,” or “our”), your privacy matters. This Privacy Policy explains what information we collect, how we use and share it, and your rights. By using our website, applying for a loan, or using our services, you agree to this Policy.
1. Information We Collect
We collect the following to process applications, service loans, prevent fraud, and meet legal requirements:
A. Personal Information
- Name, address, phone number, email, date of birth, Social Security number, and
government-issued ID details.
B. Financial & Employment Information
- Bank account details (ownership, account/routing numbers, balances, transaction history)
- Income, employment status, employer details, pay frequency, employment history, and pay stubs
- Prior loan and payment history
C. Third-Party Information
With your authorization, we receive data from Plaid, Truv, Argyle, Didit, iSoftPull and similar providers, including bank verification, transaction history, payroll/employment data, credit information, and fraud/compliance data.
D. Website & Device Data
IP address, device/browser details, cookies, and site activity logs.
2. How We Use Your Information
We use your information to:
- Process and underwrite loan applications
- Verify identity, income, employment, and bank details
- Assess repayment ability and manage risk
- Service, administer, and collect on loans
- Detect and prevent fraud
- Comply with legal and regulatory requirements
- Provide customer support and improve our services
- Send loan-related notices and (where permitted) marketing communications
3. How We Share or Sell Information
We may share or sell certain information for business and marketing purposes.
We may share or sell:
- Name and contact information
- Application and loan inquiry details
- Employment and income information
- Behavioral and website interaction data
We do NOT share or sell:
- Social Security numbers
- Bank login credentials or full account numbers
- Credit report data
- Government ID images or biometric data
We may share with: marketing partners, lead buyers, financial services companies, service
providers, affiliates, and as required by law. All sharing complies with GLBA, FTC rules, and
Utah law.
4. Your Privacy Rights (GLBA Notice)
You may opt out of:
- Sale or sharing of your information for marketing/lead-generation purposes
- Sharing certain creditworthiness data with affiliates
- Receiving marketing communications
You cannot opt out of sharing necessary for loan processing, servicing, collections, fraud
prevention, or legal compliance.
How to Opt Out
Email: [email protected]
Phone: (385) 246-3976
Mail: Beehive Loans, 5383 S 900 E #202, Salt Lake City, UT 84117
5. Data Security
We use reasonable administrative, technical, and physical safeguards to protect your information.
No system is 100% secure.
6. Your Rights & Data Retention
You may request access to, correction of, or deletion of your personal information (subject to
legal limitations).
We retain loan and transaction records for at least 5 years, or longer as required by law.
7. Cookies and Tracking
We use cookies and similar technologies for functionality, security, analytics, and advertising.
You can manage preferences in your browser settings.
8. Changes to This Privacy Policy
We may update this Privacy Policy at any time. Material changes will be posted on our website.
Your continued use of our services after changes constitutes your acceptance of the updated
Policy.
9. Contact Us
Beehive Loans
5383 S 900 E #202, Salt Lake City, UT 84117
Phone: 385-246-3976
Email: [email protected]